Everyday Life Simplicity

  Is it Good to Invest in DSP Large Cap Fund? 1. What Is DSP Large Cap Fund? Fund House: DSP Mutual Fund. This is not ICICI — different AMC. Fund Category: Equity – Large Cap. According to DSP’s own fact sheet, as of September 2025, about 81.5% of its portfolio is in large-cap stocks. Benchmark: BSE 100 TRI. Inception: The fund dates back to March 10, 2003. Expense Ratio: ~ 1.82–1.83 % (Regular plan) as per DSP’s own data. Exit Load: 1% if redeemed within 12 months. Ideal Holding Period: DSP themselves suggest 10 years+ for this fund. Risk Level: High. DSP labels this as “Very High Risk.” Top Portfolio Holdings (as of Sept/Oct 2025) HDFC Bank — ~8.6–8.7% ICICI Bank — ~7.2–7.8% Mahindra & Mahindra — ~5.7–6.1% ITC — ~5.9% Infosys — ~5.4–5.5% Sectorally, the fund has significant exposure to Financials (banks), along with other sectors like energy, auto, healthcare, etc. 2. Historical Performance & Returns According to DSP’s fact sheet (March 2025), for a ₹10...